As we know from the national TV commercials, accidents happen every day. They don’t have any age, gender or education limitations.  And most major medical policies have deductibles or co-pays that must be met when seeking medical attention. Accident policies can reduce the out-of-pocket financial exposure due to the soccer injury; the DIY gone wrong; or your two-left feet; just to name a few…

 

Studies suggest that 1 in 2 U.S. women and 1 in 3 U.S. men will develop cancer in their lifetime.* Treating cancer comes with many indirect costs. For example: lost wages; travel and lodging cost for treatments, cost of experimental treatments (typically not covered by traditional insurance or Medicare); or just that bucket-list trip.   

 

Critical Illness insurance is a type of coverage that generally protects the insured for a specific named risk. This coverage can be obtained through a stand-alone policy or as a rider to other types of insurance. Some critical illness policies may also be offered in combination with other specific named risks such as heart attack and stroke.  

 

Give us a call if you are interested in learning more about these types of policies.